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The Nigerian letter has many variations, and despite its name can come from anywhere in the world.

For more information see the Ministry of Consumer Affairs money transfer scams web page.

Michael's story was that he was a Frenchman, who lived in Auckland (he had an Auckland phone number) who had to travel to South Africa for work.

I am Andreas Peterson, the Chief Auditor of Lloyds Financial Services Ltd, United Kingdom.” Sound familiar?Other pretexts used have included requests to transport items across international borders.Once money has been transferred overseas the chance of recovering the funds is highly unlikely.Most of us are wise to the opening ploy of a scam letter.In this instance, “Andreas” has stumbled upon .5m in an account belonging to a deceased customer.Even after being conned out of around 0,000, and although she knows he doesn't exist, Sally Kabak admits she still misses "Michael"."I miss his voice, I miss his laughter," the 67-year-old teacher's aide, from Wellington, said, a fortnight after the man who had promised to marry her and help raise her granddaughter, broke contact."He's not real, but at the time he was very, very real.